Funds Flow Through the Financial System from Surplus...

Why do entities choose the type of investment or source of funds that they do? Are there any other choices? Do these other choices exist? Why do they exist? Funds may travel from surplus entities to deficit entities, but why does this happen, and how. Surplus entities choose the type of investment to financially benefit themselves, as do deficit entities, choose the best finance of funds available to them with the lowest penalty. Not always is this choice available. Most of the types of investment and finance available has strict conditions, this is why these entities choose what is available to them. These funds may flow through primary and secondary markets. The finance may be debt or equity. Who really knows the best decision for the†¦show more content†¦On the other hand for a Business looking to obtain funds (deficit entity), this may be done by issuing shares in the business. This way, the business does not have to source funds in the debt market but can source funds i nternally. Surplus entities (lenders) include households, companies, the government and the rest of the world. Deficit entities (borrowers) includes households, companies the government and the rest of the world. Funds usually go through the matching principle, which means a short-term asset should be met with a short-term liability. Another of the ways to source fund is through the Debt market. Examples of Debt Markets include: Treasury bonds, notes, corporate debentures, Commercial bills, Promissory notes, Bank products, Securitised assets, and International debt. The advantage for a surplus entity in investing in the debt market is security. Banks are the most secure investment. The down side of this is the lower return to receive from this investment compared to equity markets. Deficit entities find the debt market the best to obtain fund from, as seen in the RBA Bulletin, commercial banks hold more than 49.1% of the total assets of financial institutions. Down sides? Of course. Some of the downsides of obtaining funds through the debt market are the servicing of the debt i.e. the interest payable for the life of the loan. Also there are bankShow MoreRelatedProblems and Prospects of Capital Market in Bd3784 Words   |  16 PagesProspects of Capital Market In Bangladesh What is Capital Market? A capital market is a market for securities (debt or equity), where business enterprises (companies) and governments can raise long-term funds. It is defined as a market in which money is provided for periods longer than a year, as the raising of short-term funds takes place on other markets (e.g., the money market). The capital market includes the stock market (equity securities) and the bond market (debt). 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Spirituality and Religion Essay - 2261 Words

Introduction on Religion Religion is an important aspect on studies of early mental health practice. Religion is important to as many as 75% of the population, more profound and relevant with people over 65 years of age and older (Richards and Bergin, 1997). Religion plays a pivotal role on older adults, it becomes part of their identity and personality (Koenig, Siegler George, 1989). According to Koenig (1989), religion incorporates people’s rituals, beliefs, and practices pertaining to the â€Å"transcendent.† Which means, these beliefs relates to the supernatural and mystical elements of the world (Koenig, Siegler George, 1989). Religion is always practiced within a community, group, or cult. Religion is often organized and it†¦show more content†¦You don’t have to follow guidelines, rules and regulations to live your life, the way you want to live it. Variations of Religion Study A thorough research study composed by Walker et al, within this study he followed a compare and contrast method with senior residents. The staff was comprised from different religious organizations and from 13 facilities, in which long-term care was provided. A survey was conducted with this researcher. The first group that Walker et al focused on was understanding religion from the Jewish perception. The Jewish residents all belonged to the same synagogue, in which the survey was conducted. The first task given was to identify 35 words that incorporates what Judaism personally means to each person. The five religious words that were repeated in the study were: Torah, heritage, social activism, Ten Commandments, and belief in one God. The Jewish residents defined spirituality as a deep connection with God. 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Configuration Process Are Many Obligations â€Myassignmenthelp.Com

Question: Discuss About The Configuration Process Are Many Obligations? Answer: Introducation In between making configuration process, there are many obligations for an engineer. These include characterizing issues, deciding, directing, and narrowing exploration. It also involves dissecting cases, financial, and breaking down arrangements. A lot of an engineer' time is spent on looking into, finding, applying, and exchanging information (Abdin, 2008). In a team, an engineer oversees different parts of the project, of different level of status and difficulty. His duties are to have a top to bottom specialized comprehension of the products. He is in charge of the welfare of the Engineering team; their expert advancement, improvement, training, and development; essential responsibility for the fulfillment of their employment. Under his part comes asset administration and execution administration. Further, it includes the following responsibilities:Examine the change in laborer's work and responsibility of assuring consistency with submitted work. It is an engineers role to analy ze and recommend changes to contracts and prepare any modifications if required in contract report (Bhatti and Ahsan, 2017). Inspect the work targets, and make sure that the team is achieving them in time. To coordinate, review and assess contract submissions. Review and process improvement for design and ensure they are as indicated by existing standards Manage and submit all assessed contract file to contract head for help underwriting. Provide help to increase executive and manage office planning. Perform tests and plan records for entire contract work. Ensure all essential works in consistency with contract reports (Craver, 2010).economics and natural resource issues have increased expanding conspicuousness in the last half part of the twentieth century and have continued in the start of the 21st century. Conceptually maintainability or sustainability is critical, yet theoretical. It is clarified as addressing the requirements of the present time without considering the capacity of future time to handle their issues (Craver, 2010). Developing infrastructures, around the globe, have put increasing strain on resources like air and water, land, and other natural materials. The concern the capacity of natural resources to help the requirements and needs of worldwide population, for present and future, is the rising concern which indic ates of the idea of supportability. The reason of sustainability through engineering is to preserve the natures asset. If this is not done then the consequences could be severe for the generations to come. One way by which sustainability can lead to a 'better' engineering solution is to increase the utilization of the solar energy more in the projects. By better it means to prevent the non-renewable energy resource from perishing (Friedman, 2007). There are ethical issues that confront engineers and engineering organizations when some crucial decisions are need to be taken while doing a project. Engineering research and practice require that the task being performed considers all the pros and cons of the results. An engineer is supposed to work for the betterment of the society but in some cases, ethical dilemma comes into presence. The ethical conflicts can be varying in different scenarios (Fuchs, 2012). In some projects where the process requires a massive use of natural resources as a part of the work, it becomes an issue for the engineer to stick to the success of the project or to focus on integrity. In the cases where the client wants to make software for the users and knowing it will not be beneficial, the engineers take a biased decision to work for the client. The best procedure to manage all the information is to use Engineering Information management tools and softwares. EIM solutions manage all the documents and designs and facilitate the process of multiple revision of the data for different types of data which results in providing the right information to the right person at right time. Engineering Information Management can be elaborated as the techniques, procedures, strategies, and reports which are used to test, examine, store, save, and distribute designing data and specialized records used in engineering projects. EIM instruments and processes allow the head of projects to assemble the unstructured data, wherever that data exists. Since creating data requires particular skills, EIM can be used as a tool to do it. EIM is also known as Engineering Data Management (EDM) or Engineering Content Management (ECM) (Harvey and Bertoldi, 2015). Today in any business or work it is essential to know how to communicate. Email being the most common way of interacting it is cardinal to know how to write professional emails. There are basic rules to follow while writing a professional email. Below it is shown the comparison between the writing style of a professional email and an unprofessional email. Sample Email with a professional approach As the part of the process, it is required for us to arrange a meeting for this past quarter with all the engineers working on the project AWC and AWR which were are main projects in the last quarter. The agenda of the meeting is to primarily discuss the work done till date and to listen to the suggestions from the team working on the projects. The difference between the two emails is evident. The first email is to the point yet polite in approach. The second email is unprofessional and sounds very rude to the reader (Leikums, 2013) References Abdin, J. (2008). The Barriers of Communication Guidance of Effective Communication.SSRN Electronic Journal. Bhatti, M. and Ahsan, A. (2017). Effective Communication among Globally Distributed business Development Teams.Journal of Global Information Management, 25(3), pp.40-62. Craver, C. (2010). Negotiation Ethics for Real World Interactions.SSRN Electronic Journal. Friedman, B. (2007). Globalization Implications for Human Resource Management Roles.Employee Responsibilities and Rights Journal, 19(3), pp.157-171. Fuchs, W. (2012). The New Global Responsibilities of Engineers Create Challenges for Engineering Education.Journal of Education for Sustainable Development, 6(1), pp.111-113. Harvey, G. and Bertoldi, W. (2015). Dynamic riverine landscapes: the role of ecosystem engineers.Earth Surface Processes and Landforms, 40(12), pp.1701-1704. Lathem, S., Neumann, M. and Hayden, N. (2011). The Socially Responsible Engineer: Assessing Student Attitudes of Roles and Responsibilities.Journal of Engineering Education, 100(3), pp.444-474. Leikums, T. (2013). Document Management System Mobility Main Trend in Future Document Management.International Journal of Computer and Communication Engineering, pp.505-509.